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One of the most important responsibilities that all people share is the need to prepare for their financial future. To do this, most people would benefit by working with someone that is in the field of investment management. Investment management is the process of managing money and personal finances and typically refers to investing in stocks, bonds, mutual funds, and other investments.

When you are looking to improve on your investment management strategy, it would be a good idea to work with a professional. An investment management professional will be able to provide you with a range of consultation services to help you develop the investment strategy that best meets your needs. When you are looking for an investment management professional to work with, it would be a good idea to choose one that has a long track record of success. This level of experience will also show that they have the experience in managing finances during all economic cycles, which is something that less-experienced managers may not have.

If you are looking for help with your personal finances, a great person to contact is Matthew Autterson. Matthew Autterson is an investment management professional based out of Denver, Colorado. He has a range of different licenses in place, which will allow him to provide you with a number of personal finance solutions, including securities, long-term investment plans, and insurance.

Overall, Matthew Autterson has over two decades of experience in the investment management industry. He has had a variety of jobs in accounting person financial planning, and sales. Today he is a Principal Wealth Advisor working for WIN Wealth Management, which is the premier wealth management firms in the Denver area. In this role he is responsible for providing high-net worth individuals with long-term investment solutions to maximize value and minimize taxation.


Securus Technologies is one of the highly respected companies in the field of criminal justice and prison communication. The company started in 1986 and the last three decades, has made a tremendous contribution to the industry regarding the advanced technology and a comprehensive range of products and services it offers. The company helps more than a million inmates to reconnect with their loved ones and equips more than 2,600 correctional facilities across the United States and Canada with advanced correctional technology. The company gives equal importance to the customer service it provides, and it is why it has a separate customer care department to take care of all the queries and issues of the customers.


Each feedback, as well as the grievances of the customers, are taken seriously and acted upon briskly, which is why the company also won the Gold Stevie Award for the best customer service last year. The company continues to develop new products and services for inmate communications and crime prevention at regular intervals, and one of the new services the company launched is Video Visitation. In the video visitation service, the inmates would be able to talk to and see their loved ones through the smart device. It would help the friends and relatives to save on traveling expense while giving them the luxury to see their inmate family member.


Securus Technologies continues to work on finding new ways to increase the communication opportunities for the inmates while keeping the cost low. Securus Technologies is also confident about the services it provides, and it is why it shared a press release online where it published the comments made by the law enforcement officers in the letters they wrote to the company. The comments discussed how the products and services offered by Securus Technologies are helping them keep the crime rate low inside and outside of prison and catch the criminals with ease.


Betsy Devos has come under fire lately for her refusal to address issues related to budget cuts in the education sector. However, Betsy Devos insists that she is still committed to changing the education sector in the United States. Betsy Devos is currently married to Dick Devos, and the two love birds have been very active in philanthropy. Despite being criticized for making huge political donations, Betsy Devos and her husband dedicate some considerable part of their resources to the education sector. For instance, since the year 1989, which is the year that the two got married, they have made donations of over $189 million that have gone to different causes. Their giving nature may have been shaped by the family that these two individuals come from. As for Betsy Devos, she is the daughter of a Holland Industrialist known as Edgar Prince. Her father was well known in the United States for helping the less privileged people in the society. Follow Betsy on Twitter

As for her husband, he is the son of Richard Devos, one of the richest men in the United States with an estimated wealth of close to $6 billion. His father is the founder of Amway Corporation and the owner of Orlando Magic. This means that Dick Devos has been involved in the running of these enterprises on various occasions as his father is an old man now. In the year 2015 alone, Betsy and Dick Devos showed their commitment to the education sector by making a donation of $15 million to charitable causes. Out of this $15 million, 26 percent went to schools and institutions supporting educational reforms in the United States. In all their philanthropic operations, Betsy Devos has made a deliberate move of allowing her children to participate. She openly said that she had discussed the issue with her husband. Despite the failing education system, Betsy Devos accepts that there are some school administrators and teachers who have dedicated their lives to changing the system.

Among the institutions that have benefited from Betsy Devos donations’ include Rehoboth Christian School, Potter’s House in Wyoming as well as Northwood University. Northwood University is the institution that her husband schooled. Other institutions that have benefited from her charity include Detroit Charter School Company, Ferris State University as well as Compass College of Cinematic Arts. Most of these schools are located in Grand Rapids, Michigan. However, she has donated to other institutions found in other states. Visit to know more about their foundation.

According to documents from the Information Revenue Service, it was also revealed that she also made contributions to other sectors other than education. These sectors include arts and community leadership. Other areas that she has funneled her money include churches, health, human services and public policy. Despite being questioned about her motive, Betsy Devos remains committed to changing the education system in the USA.

According to Felipe Montoro, who is specialized in infrastructure projects, said that that the government was going to make concessions by partnering with BNDES (National Bank of Economic and Social Development). Felipe Montero, the leader of the initiative, pointed out how loss of water has caused the flow of financial resources from state-owned companies in water departments, he explained on how it’s impossible to receive services when wastage is high.


According to Edison president of Trata Brasil , said that private companies have resources hence making them better partner in reducing water wastage. He also said that private companies have evolved in technology which make them better partners in water management. Felipo Montoro Jens commented that the Brazilian situation is too bad that they need a company that can help them in water management as this will help the public institution with their current financial situation.


Edison was of the opinion that an organization cannot necessarily be classified by the nature of its administration while Felipe believes that there must be some so proper way to make things work between the needs of citizens, chosen utility and mode of operation and considering this factors, it will increase the cost. Felipe Montoro Jens says that the governors should monitor the activities of the initiative so that they can make sure that everything is being done accordingly.


Felipe Montoro Jens currently serves as the CEO of Energipar Captacao. He has previously worked as senior officer of finance .He served as a Director of Santo Antonio Energia S.A , he has worked for Concessionare Transverse Olmos S.A as the director. He has also served Braskem S.A as the director


Felipe Montoro graduated with a degree from Thunderbird school in global management and also received degree from Getulio Vargas Foundation. Felipe Montoro is a among the most talented leaders in Brazil

In a recent interview with CEF/CFO Magazine Greg Secker sat down with Lynne Fosse, Senior Editor to discuss his business philosophy, his professional life, and his goals and drives. During the interview he touched on a number of important aspects of who he is and how he has gotten to where he is today.

Secker is a native of Norfolk, England. He attended the University of Nottingham where he studied agricultural and food sciences. Through the mid-1990s, he worked as a trading technologist for Thomas Cook Financial Services and then went on to serve as Vice President of Mellon Financial Corporation. He has been given many awards during his career, including the British Telecom Award for Innovation in e-Commerce in 1998. In 2010, he founded the non-profit organization The Greg Secker Foundation, and is still active in the Forex trading sector.

During his interview with CEO/CFO, he was asked about his fundamental philosophy toward life and business, “I’m not a why guy; I’m a why not guy.” He stated that this always been his outlook on life, no matter what it is that he was doing. He expressed that through this philosophy, he can find the courage and fortitude to do anything and succeed at it. He used his “flying trader” initiative as an example, stating that his making trades while flying over the Canary Islands not only helped those in need, but set an example that one can make money anytime and anyplace if they have the drive and determination to do so.

He also discussed how a man from northern England started out studying agriculture and food science and ended up being one of the most successful and widely recognized names in finance. He discussed his passion for knowledge and personal growth and how he has shared that passion with others. Most of all he discussed his involvement with the Forex arena, and how he has been instrumental in the development of several key innovations in that area.

The highlight of the interview, however, was when he began to discuss the Greg Secker Foundation and how it is his pride and joy. He loves the fact that the mission of the foundation has been from the start to empower young people with skills and knowledge that they need to succeed no matter what it is that they feel a calling to do. To give them the confidence to take a leap of faith, faith in themselves, to do what they need to do to be the best they can be no matter what passion it is that drives them.

The interview is a must read, and it gives an interesting insight into the man who started out from humble beginnings and has gone on to be an ambassador for success around the world. Secker is a man who may shy away from the term “Renaissance man” when asked about it, but without a doubt is at the forefront a Renaissance of self-empowerment and success that anyone would be smart to follow along with.

Marc Andreessen once declared that “Software is eating the world”. This means that there is a need for programmers to write the software. There are so many programming languages that exist in the world but some are far more popular than the rest. When a software company is looking to employ new employees, it will go for people who are well familiar with the systems and languages they use including the recent languages like Google Go or Apple Swift. Below are some programming languages that you ought to learn if you want to compete favorably in the industry.



Popular Programming Languages



Java was invented in 1991 for smart televisions and remains popular even today given that it remains crucial in the development of android app and other business software. C is another programming language that is among the oldest languages that are still commonly used. Python is another language that has been in existence from 1989 and fans love it for its highly readable code and it is the easiest to start with. PHP is a language used to program websites and big sites like Facebook, Yahoo and WordPress use it. Microsoft’s Visual Basic and the Visual Basic.NET has tried to make programming become easier as it allows you to make changes by dragging and dropping.



JavaScript is another popular programming program that is mostly used in the development of web apps. If you are a statistician or doing data analysis, you should then study the R programming language because of the power it offers to mathematicians. Go is another great and new programming language to learn as it is the fastest-growing languages out there. Ruby is a 24-year old programming language that is great for its code that is easy to read and write. Ruby has an add-on, Rails, which makes it easier for building web apps.



You can also consider learning Groovy, an offshoot of Java, that was incepted in 2007 and has won the hearts of big developers like Google, IBM and Target as it integrates easily with Java code. Other languages include the Objective-C, Perl, Pascal, Swift, MATLAB and Delphi Object Pascal. You can get more details on them here.




Ricardo Tosto is a lawyer who is known to be extremely established in the field of law in Brazil. He is known in the field for his tremendous foresight regarding the course of enforceable undertakings which the company might have to incur at some point of time. This has given him the ability to help businesses form the right policies to ensure that all their legalities are in place. With the growing number of companies establishing themselves in the country of Brazil, the need for a corporate lawyers is at an all-time high, making people like Ricardo Tosto in high demand. Business owners always want a lawyer who knows his way around the corporate scene and who knows how to help them. With his experience in the legal field, Ricardo Tosto has been able to partner with a broad array of companies, to give them the legal aid that they need.

Ricardo Tosto has a brilliant grasp of the numerous laws that drive the corporate world, to help the companies that are his clients. Corporate lawyers are a must to any business to ensure their smooth functioning, lest they stumble upon legal hiccups along the way. Ricardo has a unique ability to be able to seek out the finer aspects and every detail that may pertain to the company and to help them make their formalities secure to avoid infringement. He is known to be an ace litigator, which is one of the main reasons why he has become such a prominent figure in the Brazilian law and corporate scene.

But it isn’t just large corporations and companies that Ricardo Tosto helps. He also is known to provide legal services to a significant number of government members and officials. He has also lent his services to the governmental organization and helped them with the formulation of active policies to secure their organizations. He has helped the government with legal formalities which are of national importance.By working with such a large amount of companies and people, Ricardo Tosto has been able to develop the skills needed to become a success which is required in the world of corporate law today.

Betsy DeVos pursues reforms through various nonprofit roles. She chairs the Dick and Betsy Family Foundation, in addition to taking an active interest in a range of charities. Betsy has membership in various local and national boards that include Mars Hill Bible Church, DeVos Institute for Arts Management, Foundation for Education Excellence, and Kids Hope USA. She is popularly known for advocating for the educational-choice movement.

In a recent interview, DeVos expressed her optimism on the progress made by the nation in instituting the private-school voucher program. She claimed that there are currently around 250,000 students in 30 publicly funded, private-choice programs. All these are in the DC and 17 states. DeVos noted that growth of the movement is accelerating given that the number of students who were in the educational-choice program grew by more than 40,000 in last year alone. In 2012, there were new programs in Virginia, Mississippi, Pennsylvania, Louisiana, and New Hampshire, in addition, expansion of the programs was experienced in Louisiana, Ohio, Pennsylvania, Florida, and Arizona. The state of Indiana, in 2011, passed a statewide voucher program that is already enrolling almost 10,000 children, yet it’s in its second year. Check this related article from

This convergence of events has started to force people to be keen, especially due to the public’s awareness that the traditional public schools are no longer succeeding. According to DeVos, this has helped more people to become more open-minded to what were previously considered radical reforms such as tax credits, education saving accounts, and vouchers.

About Betsy DeVos

Betsy DeVos serves as the US education secretary. She has hugely been involved in education policy for almost 30 years as a voice for parents and a children’s advocate. She is mostly passionate about reforms that enable the underserved children to get access to quality education.

DeVos’ traces back her interest in education to her mother, who was teaching in a public school. The interest deepened when she took her kids to school only to be hit with the reality that quality education is not equally afforded to all American citizens. DeVos experienced firsthand the work that was done by her local leaders in trying to increase choices for parents and educational opportunities for students. Since then, she has actively taken up the fight to provide quality educational options throughout the country. Visit to know more about their foundation.

DeVos graduated from Calvin College with a BA degree. She is happily married to Dick DeVos who is a philanthropist, entrepreneur, and an activist. Together, they have four kids and continue to fight for the rights of other kids by ensuring equal educational opportunities.

Updated for June 21st, 2017:
David Giertz had two very informative articles launch recently. One for The Bro Talk titled “Even Bros Retire: Ohio Investment Advisor David Giertz Has Some Ideas To Get You Prepared” and another for The French Tribune titled “David Giertz Says Financial Advisors are Failing by Not Talking to Their Clients About Social Security“. I think they’re both worth reading, as two halves of a separate whole. One is very informative for those looking to start out in the world of financial planning. But the other article is super important for those that are already investing while retired. Both scenarios will arise at some point in your lifetime, so it’s important to be ready for them.

David Giertz has worked in the financial industry for over 30 years, building a wealth of knowledge and experience. He has had a great deal of success, including when he was recently the President of Nationwide Financial’s Sales And Distribution company. While leading the company, David grew revenue for $11 billion to almost $18 billion in just a few years.

Another company that David Giertz has served an executive level role at is Citigroup. He began at Citigroup as a financial services advisor. His success at this lead to him being named Area Director and eventually he was Citigroup’s Executive Vice President of Sales. David is a graduate of Millikin University as well as the University of Miami which is where he earned his MBA. He currently resides in Dublin, Ohio.

As an accredited broker and one registered with FINRA on, David Giertz has years of experience advising clients on investing and managing their portfolios. He is also very experienced with insurance products such as life insurance. While at Nationwide Financial, he had been a Senior Vice President at Nationwide Life Insurance Company and had a hand in developing their insurance products including term policies as well as universal whole life and annuities.

One of the important ways in which David manages is by bringing others into a conversation about a business idea on Twitter which he has seen evolves the idea into a better one more often than not. He has also said that the more people “own” an idea the more they are invested in its success which leads to better execution and results.

One of the things that David Giertz really keeps his eye on is the pace of technology and how it is disrupting established business models around the world. He has said that all organizations need to take advantage of the opportunities that technology provides in order to continue effectively competing at

Founded by James Dondero in 1922, NexBank has Its headquarters is in Dallas, Texas. As of March 31, 2017, NexBank had 5.3 billion dollars in assets. The service they operate includes commercial banking, mortgage banking, and institutional services to clients as well as larger corporations. Besides, investors in real estates, and middle-market companies.

The leadership and commitment of the industry strive to deliver unique and quality services. They have managed to provide clients with unrivaled accessibility to clean and custom-tailored solutions delivered by highly experienced and qualified professionals with tested and proven records of success.

Since the bank received its charter dating back to 1922, It has continually provided a wide range of products and services that meet short and long-term demands to clients. Professionals assist clients in maximizing cash flow, management of liquidity and creating complex financing structures. They have enabled the expansion initiatives that promote efficient and easier environment to conduct business.

For major mortgage brokers, NexBank provides a competitive pricing to both wholesale and channels of correspondents as well as lines of warehouse meant for credit. A strong understanding of the market environment and issues surrounding it, the professionals take timely and calculated action that ensures attainment of success. Also, they partner with clients thus providing constant capital for mortgage banking needs.

The partnership with institutions is used to determine the best approach for a unique banking need. The depository services offered to assist clients to manage their cash position effectively to optimize earnings on interests from idle deposits.

As a matter of fact, NexBank is the 4th largest bank in Dallas, Texas and 13th largest in the state of Texas. The legal lending limit they operate on is 101 million dollars with syndication abilities for more significant transactions. Besides, the Mortgage Banking volume reached $1.0 billion within the first three months of 2017.

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